Aka, can I be rich as an employee?

First, let us define ‘rich’. How do you define rich? Do you mean stinking rich? Rich enough to shoot your Ferrari’s fuel tank to see if it blows up like in the movies? Well yes, that is indeed rich.

But rich can also mean having all your material needs met without much concern for those needs being met in the future. This too is a definition of rich. (But note we are talking about being rich financially. There are other ways you can be rich that have nothing to do with money).


Because entrepreneurship is hard, and like it or not, not everyone is cut out to be an entrepreneur.

Truth is, it takes more than the desire to own a business to become an entrepreneur. There are a few other things that come with it – hard work, tenacity, grit, anxiety (extreme in some cases), uncertainty, ability to think and plan ahead, readiness to give it whatever it takes, knowing when to quit, ability to calculated risks, ability to work well with other people, good time management, emotional intelligence, good communication skills, financial intelligence, good accounting skills, excellent decision-making skills.

Not to forget lots of patience, excellent leadership skills, creativity, knowing how to negotiate, and a couple of other things yet.

Is salary really the money they pay you to forget your dream? What if your dream is to work in a company that’s changing the world through… whatever? In that case, they are paying you a salary to fulfill your dream. How cool is that!

With that said,


1.    Be A Master Of Your Craft

Become very good at what you do.

It is no doubt the highest paid ‘employees’ are people who are very good at their jobs. You cannot expect to be paid like a specialist with the work ethic of a Neanderthal. Not in this century!

You must be able to outwork, outthink and outperform other people. Otherwise, how will you justify commanding a high fee?

This obviously does not come overnight. It takes time and hard work.

Has this been done before? See CEOs, surgeons, sportsmen, actors, etc.

2.    Investing

Business owner or employee, this one is a no-brainer for you. Instead of working all your life for money, make money work for you.

After all, the fifth richest man in the world got there primarily through investing. You know who I’m talking about, don’t you? No, not Bill Gates.

Some key things to keep in mind: 1 – start early. 2 – investing is a long-term game, you cannot really win it with a short-term (overnight success) mentality.

3.    Living frugally

If your expenses are greater than your income, there’s no magic on earth that can stop your vehicle to poverty. You are heading to poverty as surely as a flying chicken is heading to the ground.

You must learn to live within (below) your means.

If you feel you must raise your standard of living, then first find ways to increase your income. And after increasing it, still live below that new income.

4.    Give

What do you mean, give? Isn’t that counter-intuitive? I am trying to raise my income here, not reduce it!

This will tend to get a bit spiritual, but you see, when you help others, you are going to also receive help in some ways yourself. Giving is one of the fundamental laws of the universe, and it has nothing to do with your religion or lack of it.

Law of Karma.

You reap what you sow.

Give and ye shall receive.

However you want to put it, the law always works, just like the law of gravity. What goes around must come around. And when it’s coming, it always brings some friends along.

5.   Own Assets That Appreciate In Value

This is another secret of the super successful.

When you begin to read up on rich people and their net worth, it may surprise you to learn that most of the money you hear being mentioned is not liquid cash. The larger chunk of that worth is actually assets.

So, that is another vehicle to becoming rich, either as an employee or an entrepreneur.


So wait, am I trying to discourage you from entrepreneurship with this post?

Who, me? I’m offended you could think of me as doing something like that! No! I am not discouraging you from being an entrepreneur, I am only trying to show you the reality. 

If you want to be an entrepreneur, by all means, go for it! But let it be because it is what you want, not because you believe it is the only way to become rich.

I hope I have been able to show you, with this post, that you can become very rich even as a paid employee.

Follow me on socials

Samuel is an avid reader and a freelance writer, in that order. He fancies himself funny, but his friends regularly don't laugh at his jokes. I have been a student of personal development for several years, and I created this blog to share my knowledge with others and help them become better versions of themselves.


  1. Yes. According to Robert Kiyosaki’s books especially the Cashflow quadrant, you can be successful in the four quadrants whether as an employee, self employed, entrepreneur or investor if you can find your way up to the top 1% . There are also failures in the four quadrants

Leave a Reply

Your email address will not be published. Required fields are marked *